If you are worried about your level of debt or struggling to meet your credit card, loan or bill repayments, please make sure you get some professional debt help as soon as possible. Go to a debt help charity, like CCCS - the Consumer Credit Counselling Service - to be sure of getting free, impartial and professional advice.

Visit CCCS Debt Remedy, an online tool that assesses your circumstances and gives instant tailored advice, a personal budget and help with what to do next.

Debt Remedy is free, anonymous and available 24 hours a day.